CUSTOMER OF THE FUTURE

A call to all disrupters! Help Standard Bank innovate for the world of tomorrow in the pinnacle of competitions...

CUSTOMER OF THE FUTURE

Fully automated current account switching kit

We developed an automated current account switching kit (ASK), which enables customers to switch their salary account within 5mins to a new bank. Everything is fully digital, no paper, mail or anything else is needed. Standing orders, direct debits and incoming transfers are all moved automatically to the new account. The solution is a step-change in customer experience as it decreases the time taken from 3-5 hours to ...more »

Submitted by (@matthias.eireiner)

Idea Stage : Established / proven technology

Voting

17 votes
20 up votes
3 down votes

CUSTOMER OF THE FUTURE

CityFALCON: Democratising Access to Financial News

CityFALCON (www.cityfalcon.com) creates a level-playing field in financial news for ALL investors. Until CityFALCON, retail investors and traders were at a significant time disadvantage compared to institutions and rich traders who spend a lot with the ‘old guard’ to get early access to price moving events. We believe access to this data should be available to all who need it, not simply the institutions that can afford ...more »

Submitted by (@ruzbehbacha)

Idea Stage : Start-up / prototype

Voting

10 votes
20 up votes
10 down votes

CUSTOMER OF THE FUTURE

Gautrain Credit Load Via App/Cellphone Banking

Standard bank already has been involved with Bombela towards the construction of the Gautrain Rail Network. However it is still a pain for many users to have to queue to load their Gautrain Cards with credit and this can further delay you standing in the queue and missing the train. Users also do not use the bus because they do not have credit on their cards and can only load credit onto their cards at the train station ...more »

Submitted by (@takura.chimbuya)

Idea Stage : Early stage / idea / concept

Voting

9 votes
10 up votes
1 down votes

CUSTOMER OF THE FUTURE

Invoice Worx

Invoice Worx is a receivable/invoice financing platform that solves the working capital challenges many SMMEs face because of late payments of invoices from clients. This solution is also aimed at assisting corporate and governmental departments pay their suppliers on time. Enterprise development has become a very important pillar within the BEE codes. Companies that pay their suppliers on time (within 15 days) can claim ...more »

Submitted by (@bonsaicapital)

Idea Stage : Start-up / prototype

Voting

6 votes
7 up votes
1 down votes

CUSTOMER OF THE FUTURE

Peer-to-Peer Snap Scan

Currently Snap Scan is Consumer to Merchant

All the functionality is there to make into a consumer-to-consumer model

 

Literally turning everyone into mini walking ATM's

 

Then we can rival the FNB Geo-payments function, as Snapscan is actually faster

Submitted by (@lukewarner)

Idea Stage : Established / proven technology

Voting

6 votes
7 up votes
1 down votes

CUSTOMER OF THE FUTURE

1. Your very own FREE personal assistant !!!

Apply for any banking product and obtain multiple rates from ALL BANKS. This can be done by sending one request using the IM (Instant Messaging System) on the website or mobile apps for Android, iPhone and Windows . Is it not time consuming and frustrating searching for items on the internet ? Only to be bombarded with irrelevant content & results you have to take time to enquire upon. Send one request for any banking ...more »

Submitted by (@krivahn)

Idea Stage : Established / proven technology

Voting

5 votes
5 up votes
0 down votes

CUSTOMER OF THE FUTURE

Emerging Farmers Exchange

One of the challenges facing emerging farmers is the inability to access markets where they can sell their produce at market prices or close to market prices, mainly due to the low volumes they produce. The Emerging Farmers Exchange (EFE) is a platform that will connect emerging farmers with buyers. The incentive for buyers is that from one central site they are able to locate farmers with the produce they need and buy ...more »

Submitted by

Idea Stage : Early stage / idea / concept

Voting

5 votes
5 up votes
0 down votes

CUSTOMER OF THE FUTURE

Secure Database Outsourcing to Cloud Environments

*Value Proposition* ZeroDB (http://www.zerodb.io/) makes encrypted data usable. It is the first practical and performant implementation of data encrypted in-use, meaning it is possible to search, sort, and query over data without the server decrypting it. This enables secure database outsourcing to cloud environments. *Innovation* Typically, when you encrypt sensitive data you break its usability but with ZeroDB you ...more »

Submitted by (@maclane)

Idea Stage : Start-up / prototype

Voting

4 votes
4 up votes
0 down votes

CUSTOMER OF THE FUTURE

Expand Your Clients' Portfolios

Hitfin is making trades safer, faster, and cheaper. Leveraging cutting edge blockchain technology, the platform makes it cost effective to enable all market participants to enter into and settle complex customized financial derivatives contracts. There is no longer a need for such products to be reserved solely for large institutional investors. With Hitfin, your clients can now trade derivatives without the need for ...more »

Submitted by (@nathaliesalami)

Idea Stage : Start-up / prototype

Voting

4 votes
4 up votes
0 down votes

CUSTOMER OF THE FUTURE

Identification security service

An emerging concept in the domain of secure identification of users is High-assurance public identity providers (HAIDPs.) As the Internet of things becomes a reality and the API economy has become a necessity for a company to be relevant in the new digital world, the reliability of data protection weakens. There are digital ID’s being created by social media sites, but these sites are for social purposes, and generally ...more »

Submitted by (@erik.lear)

Idea Stage : Early stage / idea / concept

Voting

3 votes
3 up votes
0 down votes