Imagine walking into a bank and they already know why you there and what you need and they are prepared for you. These days everything revolves around time, and saving a few minutes will make a difference in ones day. you may ask how? it’s simple, create an app where you are able to tell the bank what time you will be coming in and what you need(loans,deposits,inquiries). The APP will tell you exactly what documents ...more »
Save all the loose change by swiping a "coin" card" or tap & go. Instead of getting head aches from a handbag that is too heav y or having little piles of change all over the house. Have your small change swiped onto a charge free "coin card". You can choose to "spend it" on other items or "save it". Think how much you will have saved over just one year! Massive savings for the Bank FIs in coin collection and redistribution ...more »
The 'Check In' app plugin works by being integrated to the existing Standard Bank app. It works by allowing people to alert Standard Bank which branch they will be using for a particular day and thus provide the SB team with information to be able to plan ahead in terms of resources and appropriation of the team. In the long the run the app plugin analytics will be helpful in studying trends of how customers interact ...more »
Go shopping anywhere with just your thumb and get all the discounts, vouchers and benefits that all your memberships entitile you to get. Biometric intellegent POS and payment devices, enable you to select which fund source you want to pay from, apply all discount and shopping vouchers and have all you membership subscriptions updated. No more cards for debit, credit, petrol, shoppping, airline, club membership etc. ...more »
Apply for any banking product and obtain multiple rates from ALL BANKS. This can be done by sending one request using the IM (Instant Messaging System) on the website or mobile apps for Android, iPhone and Windows . Is it not time consuming and frustrating searching for items on the internet ? Only to be bombarded with irrelevant content & results you have to take time to enquire upon. Send one request for any banking ...more »
Enable remote video call (phone/web/internet) banking centres with pickup/delivery centers/franchises rather than queues at ATMs and Branches. This also enables remote verification of id and other in-branch transactions for homebound and disabled persons. Great for the hearing impared for which sign language becomes possible remotely.
Significant number of people are renovating rather than buying new. I recently did this and did not want to take out a new mortgage. What a problem, what a hoehaa to get a short term loan. How about making it easier to get this finance, apply remotely (on apps, atms etc) and use/top-up as you need it at the building or hardware stores (on apps, atms etc) as it is a fixed asset you are improving, Funds are recoverable ...more »