Badges [ 7 ] [-]
Memberships [ 2 ] [+]
Activity Stream [+]
Ideas Contributed [ 4 ] [+]
Significant number of people are renovating rather than buying new. I recently did this and did not want to take out a new mortgage. What a problem, what a hoehaa to get a short term loan. How about making it easier to get this finance, apply remotely (on apps, atms etc) and use/top-up as you need it at the building or hardware stores (on apps, atms etc) as it is a fixed asset you are improving, Funds are recoverable ...more »
Save all the loose change by swiping a "coin" card" or tap & go. Instead of getting head aches from a handbag that is too heav y or having little piles of change all over the house. Have your small change swiped onto a charge free "coin card". You can choose to "spend it" on other items or "save it". Think how much you will have saved over just one year! Massive savings for the Bank FIs in coin collection and redistribution ...more »
Enable remote video call (phone/web/internet) banking centres with pickup/delivery centers/franchises rather than queues at ATMs and Branches. This also enables remote verification of id and other in-branch transactions for homebound and disabled persons. Great for the hearing impared for which sign language becomes possible remotely.
Go shopping anywhere with just your thumb and get all the discounts, vouchers and benefits that all your memberships entitile you to get. Biometric intellegent POS and payment devices, enable you to select which fund source you want to pay from, apply all discount and shopping vouchers and have all you membership subscriptions updated. No more cards for debit, credit, petrol, shoppping, airline, club membership etc. ...more »